Accidents happen. And they often involve more than one vehicle or person. At Avery Insurance Agency, Inc., we want you to be prepared. From property damage to injury cost we have you covered.

The state of Virginia requires high-risk drivers to file an SR-22/FR-44. At Avery Insurance Agency, Inc., we can assist you in taking care of your SR-22/FR-44 promptly with minimal hassle.

The single largest investment that we often make is to buy a home. Call us to see what we can do to protect your property, possessions, and personal liability..

Floods can happen anywhere at any time. Protect yourself from loss due to flooding. Policies are available for home owners, condominium owners, and renters.

SR-22/FR-44

What is an SR-22/FR-44?

An SR-22 and an FR-44 are both Certificate of Financial Responsibility (CFR) forms. A CFR is a certificate mandated by the state. It requires the auto insurance company to file the SR-22 form as a proof of a problem driver's financial responsibility, stating that his/her auto insurance liability is in effect.

SR-22/SR26 Financial Responsibility Certification

In the state of Virginia SR-22 certification is required for the following convictions:

Unsatisfied judgments
Uninsured motor vehicle suspension
Failure to provide proof of insurance associated with insurance monitoring
Falsifying insurance certification
Driver license suspension as a result of a conviction for:
- Voluntary or involuntary manslaughter resulting from the operation of a motor vehicle.
- Perjury, making a false affidavit to DMV regarding the registration of motor vehicles, or making a false statement on any driver's license application.
- Any crime punishable as a felony under the motor vehicle law or any felony in the commission of which a motor vehicle is used.
- Failure of a driver of a motor vehicle, involved in an accident resulting in death or injury to another person, to stop and disclose his identity at the scene of the accident.
- Operating or permitting the operation, for a second time, of a passenger automobile for transportation of passengers for rent or for hire, without a license.

FR-44/FR-46 Financial Responsibility Certification

FR-44 certification is required for the following convictions:

Maiming while under the influence
Driving while under the influence of intoxicants or drugs
Driving while the driver's license has been forfeited for a conviction, or finding of not innocent in the case of a juvenile
Violation of the provisions of any federal law or law of any other state or any valid local ordinance similar to the above

For additional information on SR-22/FR-44 in the state of Virginia, please visit Virginia's DMV website.

Additional Coverages

ATV Insurance

Boat Insurance

RV Insurance

Bundle & Save More

Save $$ when you bundle your insurance policies with us.
Contact Us to see if you qualify to save up to 10% or more.