Accidents happen. And they often involve more than one vehicle or person. At Avery Insurance Agency, Inc., we want you to be prepared. From property damage to injury cost we have you covered.

The state of Virginia requires high-risk drivers to file an SR-22/FR-44. At Avery Insurance Agency, Inc., we can assist you in taking care of your SR-22/FR-44 promptly with minimal hassle.

The single largest investment that we often make is to buy a home. Call us to see what we can do to protect your property, possessions, and personal liability..

Floods can happen anywhere at any time. Protect yourself from loss due to flooding. Policies are available for home owners, condominium owners, and renters.

Flood Insurance

Everyone lives in a flood zone — a flood can happen anytime, anywhere. If a flood happens to you, the fastest way to recovers is with a flood insurance policy. Flood insurance covers your structure and particular items(if elected), but does not have additional coverages for things such as living expenses, business interruptions, decks, fences, etc.

Flood Facts

Flood insurance is not covered by your homeowners insurance, business insurance, or other property policies.
There is a 30 day waiting period for a flood policy to take effect.
25% of all claims occur in low-moderate risk flood zones.
Everyone lives in a flood zone.
In the U.S. flooding is the #1 natural disaster.
Over a 30 year mortgage there is a 26% chance of flooding vs. a 9% chance of fire in high risk zones.
Federal Disaster Assistance - if available - is usually a loan that you must repay with interest.

Flood Insurance Limits based on NFIP rule:

Residential: $250,000 for buildings; $100,000 for contents
Commercial: $500,000 for buildings; $500,000 for contents

Additional Coverages

Homeowners Insurance
Condominium Insurance
Renters Insurance

Bundle & Save More

Save $$ when you bundle your insurance policies with us.
Contact Us to see if you qualify to save up to 10% or more