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Food Truck Insurance

You rely on your food truck for more than just a means of transportation to your job—you need it to run the business, too, and that makes it vital to ensure that your truck has the coverage it needs if something goes wrong.

Food trucks are one of the most unique risks to insure because they occupy many insurance categories simultaneously, and different trucks often serve different purposes. Since food truck insurance is still new market, our agents are doubly careful when listening to what you're actually doing and looking for the policy (or set of policies) that can provide you with the best possible coverage.

In addition to covering everyone who works inside the vehicle, most companies in need of food truck insurance require some form of restaurant insurance and commercial auto insurance as well.

Restaurant Insurance as Part of a Food Truck Insurance Package

Many states consider food trucks to be a form of restaurant, which affects everything from what safety regulations they must follow to how and where they must register in order to do business. Additionally, as a mobile business, food trucks often have to contend with different restrictions in their different service areas. All of the legal aspects of owning a food truck ultimately mean that it's important to have the right insurance as a restaurant and be able to handle any claims that come up for issues like sanitation and how safe it is to move in and around the vehicle.

Commercial Auto Insurance That Protects Your Food Truck

Food trucks also need to acquire commercial auto insurance to help protect against problems like theft, fire, electrical hazards, and vehicle breakdown. Standard vehicle insurance is not sufficient when a truck is being used for commercial purposes.

As the owner of a food truck, you know just how hard it is to keep your business running. Your goal is to protect your business as much as possible while keeping your expenses manageable, and Avery Insurance Agency, Inc agents keep that in mind when they work with you to find the policy that best matches your needs. Don't hesitate to ask about other options or how much insurance you actually need—you might be surprised by how much you could save.

 

1. "The Legal Side of Owning a Food Truck." Entrepreneur. 2015. Accessed April 12, 2016. https://www.entrepreneur.com/article/233386.

2. Marshall, Tiffany. "7 Challenges Food Truck Owners Must Overcome." Bindo POS. 2015. Accessed April 14, 2016. https://bindopos.com/blog/7-challenges-food-truck-owners-must-overcome/.

Our Location

Avery Insurance Agency, Inc

5268 Fairfield Shopping Centre
Virginia Beach, VA 23464
Main office: 757-350-8955

Our Providers

Testimonials

We've done business with Tom for the past 20+ years. He has handled our commercial property insurance, business vehicles & assets insurance, life insurance, and our daughter's rental insurance. He and his staff are wonderful to work with, always accessible, and return phone calls quickly. The only reason we don't use him for our personal property needs is because we live in NC and must use a NC agent. Tom is very personable, your not just a number or another "client" to him or his staff, but they get know you so that they can best fill your insurance needs. Tom has been through all the ups and downs with us all these years....thanks Tom!!
sowing1000
great service, local to Va Beach, home and auto discounts, national name, now banking with promo perks!! I have trusted them with my life for longer than most of the employee's..call Mary if you need help now..
Mikesco
Tom Avery and his staff are awesome. They always have smiles on their faces, and they are always willing to help. They answer all of my questions with ease. Great staff and a great insurance company!
JStewart
The Avery Insurance Agency is a wonderful Nationwide provider and liaison.The entire staff is welcoming and friendly and will answer any question one might have. I highly recommend them for their customer service oriented work ethic. They really put their clients first and are the most caring people I have done business with.
LillianLovesAvery
Been with Mr. Avery number of years and have found him to be a professional and knowledgeable adviser. He explains the the different options we have to best utilize our investments with Nationwide in a clear understandable manner. I have been greatly pleased to do business with Mr. Avery and his employees.
Brandydog
I have been with Avery Insurance almost a year now. They explained all the coverages to me and made starting a policy simple. Everytime I call to make a payment or change something I always get a friendly person. Would recommend them to anyone.
beachliving
Tom Avery and his staff have been awesome! Most of the time, my calls are answered right away and the couple times I did get an answering machine, they returned my call promptly. Anytime I need anything, they handle it quickly and efficiently, and take the time to answer all my questions. I trust their advice. They are just wonderful at finding the right products I need and explaining them to me. My work schedule is so hectic and they work with me by either staying later or coming in on a Saturday to meet with me. I've been with them for at least 6 years and wouldn't trade them for anything!
silvermoon029
A friend at Stihl, Inc. recommended Avery Insurance to me and I would recommend them to anyone. I was a long time customer of another company before moving down from Indiana. Since moving I have been through several cars, sometimes fairly quickly. They have made it a seamless process to drop one and add one. I have never called and gotten an unfriendly person. I cannot say enough about their exemplary customer service. Thank you all.
Farmdog
I have worked with Tom for about 5yrs now and I wouldn't want to use any other agent! He is knowledgeable, trustworthy and always looks out for the best interest of myself and my family. All his office staff are equally as helpful.
Markie
I have been with Avery Insurance for over 30 years. I have always received prompt and friendly service. Avery Insurance goes the extra mile to be sure I am fully covered at the lowest price. I have had to file three claims in the time I have been insured with them. Each time, the service was beyond my expectations. I highly recommend Avery Insurance and Nationwide Insurance.
DGSP
Agent was extremely helpful when we were buying our new house. Staff addressed our questions promptly and professionally. I also hit a deer with my vehicle recently and had a positive experience with the insurance adjuster, recommended body shop, and rental car service.
vbnative